The Chase Sapphire Preferred Card remains a popular choice for travelers in 2025. With a $95 annual fee, it offers valuable benefits and rewards. Cardholders earn 5x points on travel booked through Chase, 3x points on dining, select streaming services, and online groceries, 2x points on other travel, and 1x points on all other purchases.
Points are worth 25% more when redeemed for travel through Chase. The card also provides a $50 annual hotel credit and a 10% anniversary bonus on total purchases from the previous year. Additional perks include no foreign transaction fees, the ability to transfer points to travel partners, and various travel and purchase protections.
Sapphire perks for frequent travelers
To determine if the card is worth the annual fee, consider the value of the benefits you will use. For example, redeeming the 60,000-point welcome bonus for travel covers over seven years of the annual fee.
Spending $5,000 on travel and $10,000 on dining and groceries earns points worth $500, offsetting the fee for five years. The Chase Sapphire Preferred is ideal for travel enthusiasts, those who frequently dine out or shop for groceries online, and existing Chase customers who can combine points across cards. However, those seeking a no-annual-fee card, premium travel benefits, or maximum everyday rewards may prefer alternative options.
In conclusion, the Chase Sapphire Preferred Card delivers significant value for its annual fee through its rewards structure and benefits. Its suitability depends on individual spending habits and travel preferences.
